Complete and sign 3 or 4 page residential loan
application Form 1003 and attached loan info sheet, credit
authorization and fair lending notice. Page 4 of the application
is a continuation page in case you need additional space for
your assets or liabilities. If you make a mistake while filling
out the application cross it out, and make a change. Do NOT
use white out.
2.
If you are salaried: provide two years W-2 and one month
of pay stubs OR if you are self-employed: provide two years
tax returns and a YTD profit and loss statement.
3.
If you own rental property, please provide rental agreements
and two years tax returns.
4.
If you wish to speed up the approval process, please also
provide three months bank statements for each bank, stock
and mutual fund account.
5.
Provide recent copies of any stock brokerage or IRA/401K
accounts that you may have.
6.
If you are requesting a cash out refinance please provide
a letter explaining what you plan to do with the proceeds.
7.
Provide copy of divorce decree if applicable.
8.
If you are NOT a US citizen provide us with a copy of your
green card (front & back), or if you are NOT a permanent
resident provide us with your H-1 or L-1 visa.
